Motocross
Tracks get built where land is cheap and neighbors are few. That's rarely near a Level I trauma center.
Action Hub
Every sport. Every checklist. Every plan.
Free preparation guides and planning tools for the sports we're built around — no membership required to use them.
Not just when you're riding.
GME ACTION benefits apply to a qualifying serious illness or injury — not only to injuries that happen while you're riding. The action sports you do are covered rather than excluded, and the membership stays with you on the road, on vacation and in everyday life, subject to the Member Agreement.
Moto & Powersports
Tracks, trails, deserts and dual-sport miles.
Enduro
Enduro is measured in hours between checkpoints. A rider down deep in a loop is a long extraction.
Off-Road
Desert and forest riding puts real hours between the incident and pavement, before a hospital is even in the picture.
Off-Road & Motorsports
Four wheels, closed courses and open desert.
UTV
Side-by-sides carry passengers, and passenger injuries are where the transport logistics multiply fast.
ATV
ATV riding happens on private land and forest roads that ambulances often can't reach directly.
Karting
Circuits are built outside town. A driver who needs specialized care may need a flight, not a drive.
Bikes & Wheels
Descents, dirt jumps, parks and pavement.
Mountain Biking
The best descents are the furthest from a road. That's exactly why extraction takes so long.
BMX
Sessions run late and travel far for nationals. Being away from home is the part people don't plan for.
Skateboarding
Skate trips end up in other cities. An injury there is a logistics problem, not just a medical one.
Snow
Resort laps, sidecountry and storm days.
Skiing
Mountain towns have clinics. Specialized trauma care is usually down the valley or over a pass.
Snowboarding
The best snow is where the roads are worst. That combination is what makes transport slow.
Water
Reefs, rivers, lakes and open coast.
Surfing
Surf travel is the definition of far from care — remote coast, foreign hospitals, long flights.
Watersports
Getting a patient off the water and to a road is a whole stage of rescue that doesn't exist on land.
Outdoor & Adventure
Trailheads, walls, long days and remote miles.
Hiking & Backpacking
Wilderness rescue is measured in hours and teams, not minutes and ambulances.
Trail Running
Runners cover more ground than anyone expects — and end up a long way from the trailhead alone.
Climbing
A vertical rescue is a technical operation before a medical one, and crags are rarely roadside.
Adventure & Overlanding
Adventure travel combines every distance problem at once: remote, unfamiliar, and often international.
Member tools
Save your spots. Plan your trips. Carry your details.
Private tools tied to your account. Nobody else can see what you save.
Ready to ride covered?
Monthly and annual memberships from $39/mo. Membership is not insurance.